a) A "User" is defined as any person accessing the domains and sub-domains of http://www.o3p.com/

b) A "User Submission" is any content submitted to On Three Points by the User. User Submissions may include, but are not limited to text comments, Web links, images, video, and other media.

c) A "Guest" is any person over the age of 18 that views or submits content to the Web site without an unique identity, such as a screen name, user name, moniker, or handle. Guests are subject to our Privacy Policy. Anonymity is neither guaranteed nor implied. Certain identifying information about a Guest (such as IP address) is available to Web site administrators.

d) A "Registered Member" is any person over the age of 18 that has created an account with On Three Points by placing an email address on file (and has also authenticated that email address). Registered Members submit content to the Web site using an unique account identity, such as screen name, user name, moniker, or handle.

User Submissions

The User is solely responsible for the content of the User Submissions posted to this Web site, including but not limited to, forum posts, forum replies, article posts, comments, private messages, and advertisements. On Three Points disclaims all responsibility for the User Submissions posted by any User, and On Three Points does not endorse or recommend any User Submission or User. User Submissions are solely the opinion of the User and are not statements of advice, opinion, or factual information written on behalf of the owners or administrators of On Three Points. The opinions expressed in User Submissions are those of the User and do not necessarily reflect the views of On Three Points.

Every effort is made to review and moderate the User Submissions on this Web site. However, we have a small staff and it is not always possible to manually read and review each post. The reader is responsible for discerning the validity, factuality or implications of information posted here, be it fictional or based on real events.

Not all User Submissions on this Web site are intended to be truthful or factual assertions by their authors. NO posts on this Web site should be considered factual information on face value alone. Users must USE DISCERNMENT and do their own follow-up research while reading and posting on this Web site. Some User Submissions may be entirely fictional and some Users may be participating in Internet role-playing.

On Three Points reserves the right to make changes to, corrections and/or remove entirely at any time posts made on this Web site without notice. In addition, On Three Points disclaims any and all liability for damages incurred directly or indirectly as a result of a post on this Web site.

This site is provided "AS IS" without warranty of any kind, either express or implied. You should not assume that this site is error-free or that it will be suitable for the particular purpose which you have in mind when using it. In no event shall On Three Points be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this site or other documents which are referenced by or linked to this site.

Fair Use

This site may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. Users may make such material available in an effort to advance awareness and understanding of issues relating to public health, civil rights, economics, individual rights, international affairs, liberty, science & technology, etc. We believe this constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the US Copyright Law. In accordance with Title 17 U.S.C. Section 107, the material on this site is distributed to those who have expressed a prior interest in receiving the included information for research and educational purposes.

In accordance with industry accepted best practices, we ask that users limit their copy / paste of copyrighted material to the relevant portions of the article you wish to discuss and no more than 25% of the source material, provide a link back to the original article and provide your original comments / criticism in your post with the article. Please remember you are responsible for what you post on the Internet and you may be sued by the original copyright holder if you violate someone's copyright. You must be sure any copyrighted material you choose to post for discussion on this Web site falls within the limits of "Fair Use" as defined by the law.

If you are a legal copyright holder or a designated agent for such and you believe a post on this Web site falls outside the boundaries of "Fair Use" and legitimately infringes on yours or your client's copyright, you may contact us.

"Safe Harbor" noticing procedures as outlined in the DMCA apply to this Web site concerning all third-party posts published herein. If notice is given of an alleged copyright violation we will act expeditiously to remove or disable access to the material(s) in question. All third-party material posted on this Web site is the copyright of the respective owners / authors. On Three Points makes no claim of copyright on such material.

Please be aware that all communications sent directed to site administrators may be posted publicly at the discretion of the administration.

No Advice

On Three Points does not provide any advice, including but not limited to financial, legal or medical. Information on this Web site is collected from various Internet resources, and On Three Points makes no warranty to the safety, efficacy, correctness or completeness of the information posted on this site by any User. Should you require such advice, contact a licensed professional.

This Disclaimer is subject to change at any time.

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